About Me
Welcome to my Website!
Meet your Advocate
Every great discovery begins with a question no one else is asking. For me, it was this: Why isn’t the option of home loan assumptions more widely discussed?
Think of me as your advocate, much like Erin Brockovich in her fight for justice. My journey started with this simple question, which led me to uncover a hidden opportunity in the mortgage world—a chance for countless individuals to save significantly on their home loans.
With two decades of corporate experience in major home loan servicing lenders, particularly in the Assumptions department, I’ve seen the power of home loan assumptions firsthand. Assumptions—where a person takes over an existing mortgage with better terms—are rarely promoted and often kept out of the spotlight, despite their potential for significant savings. These options have consistently been overlooked.
As I worked closely with home loan assumptions, it became clear why this option was frequently sidelined. The industry often overlooks it not because it isn’t effective, but because it may not generate the high profits that traditional new mortgages do, and it may not align with the fast-paced, profit-centric nature of the industry. Consequently, this focus on profit and speed, leaves many people potentially end up paying more for their homes than necessary simply because they weren’t informed about this more affordable alternative.
Some professionals may lack a comprehensive understanding of home loan assumptions and are unlikely to acknowledge it. They can also take longer to close, and in an industry where time equals commissions, these options often get swept under the rug.
I believe that needs to change. I’ve seen how these programs can transform someone’s financial outlook and serve as a lifeline in a housing market where costs are skyrocketing.
Determined to make a difference, I’ve leveraged my insider knowledge to explore the full potential of home loan assumptions, helping people across the country assume loans at better terms than those available on the current market. Inspired by the impact of this knowledge, I couldn’t stand by while people struggled with unnecessary extra costs when I know a better solution was available. Therefore, I left my corporate position to create this course, dedicated to making this option accessible to everyone.
My Mission
My mission is to illuminate the valuable option of home loan assumptions, simplify the process, and equip you with the tools needed to make informed, cost-effective decisions. This course provides comprehensive guidance—from understanding the basics to taking actionable steps for starting and navigating the process. Whether you're looking to save significantly on a mortgage or seeking an affordable path to homeownership as a renter, this program empowers you with the knowledge and confidence to move forward.
In a landscape where many are unaware of these savings, I aim to bridge that gap. I am committed to helping you access this lesser-known option and navigate the complexities of home financing with confidence and clarity. Together, we can tackle the challenges of rising housing costs and unlock pathways to sustainable homeownership.
More Than Just an Educational Resource
This course is a path to financial savings that many don’t even realize is possible. It’s designed to help you reduce your mortgage expenses and potentially change your financial future.
My name is Ivana, and I am passionate about making this opportunity accessible to all. Whether you’re dealing with high rents, are a first-time buyer, managing an existing mortgage, going through a life transition like divorce, wanting to make a change in ownership, an inter-family transfer, a seller seeking information, an Investor or a professional seeking to assist clients with better financing options, this course is tailored to meet your specific needs. It’s not an insider secret—it’s real, accessible, and potentially life-changing if you know how to navigate it.
In my comprehensive video library, I break down complex concepts into clear, actionable steps. Join me in exploring this transformative approach to mortgage savings and homeownership, no matter your situation. Discover how assuming a low-interest mortgage can save big on interest and closing costs, helping you make smart, cost-effective choices that bring your housing goals within reach.
Signed,
Your Advocate for Home Loan Assumptions
Copyright Ivana V.
