Welcome to our Community! We're here to provide you with guidance and support as you explore home loan assumptions. To help maintain a positive and productive environment for everyone, please review and follow these guidelines:
sUpport sessions:
Two dedicated support sessions are available each weekday except holidays (early afternoon and early evening, Monday through Friday, PST).
Your questions will be answered promptly through our community portal during these sessions.
If your question is addressed in our video library, we'll guide you to the specific video or direct you to the Q&A section or we will provide a response.
To ensure timely responses, each active member will be limited to two questions per day.
We encourage you to search these resources first before posting new questions.
Qualifying Questions:
For specific questions about qualifying requirements—such as income, credit, and assets—please reach out to the current lender directly, as these factors depend on individual circumstances and lender or investor guidelines.
For general guidance on credit qualification, please see the "Credit Qualifying" video in the Intermediate Program, which covers essential information that may answer your questions.
Respectful Communication:
We are committed to fostering a respectful, supportive environment. Any discussions that promote negativity, contain foul language, or violate our code of conduct will be removed.
Personal information should not be shared, as this is a professional community focused on learning and sharing knowledge.
Q&A Section:
To assist with common queries, we maintain a Q&A section where you can find answers to frequently asked questions available for community members only. We encourage you to check here before posting a new question to avoid redundancy.
Additional Guidelines:
Guidelines for Posting Questions or Insights:
Questions should be clear, specific, professional, and free of spamming behavior.
When posting insights or tips, we encourage you to share helpful, respectful, and relevant information that will support fellow members in their learning journey.
Refunds and Cancellations:
You may cancel your membership at any time; however, please note that membership payments are non-refundable.
We will consider a refund for the current month if we are unable to direct you to a video that answers your question or if we fail to respond to all of your questions within 7 business days from the date of your last inquiry.
Privacy and Security:
To ensure the privacy and security of all members, please refrain from sharing any personal information or customer details (including names, addresses, or sensitive financial data) on the platform.
Updates and Changes:
Please be aware that lender guidelines may evolve over time, and updates to our videos may be required.
When updates occur, we will update the relevant video content and notify our members of the changes made. We encourage you to stay informed by checking for updates regularly.
Code of Conduct:
By joining our community, members agree to the following expectations:
Respectful Interaction: Treat others with respect, kindness, and professionalism at all times. Disrespectful behavior, offensive and vulgar language, harassment, or discrimination will not be tolerated, and your access can be terminated immediately.
Accurate and Helpful Contributions: Share accurate information and contribute insights that are helpful to others. Avoid posting misleading or unverified information.
No Advertising or Self-Promotion: Members may not use the platform to promote external products or services.
Compliance with Laws: Members must comply with all applicable laws and regulations while participating in the community.
We reserve the right to remove any content or members that violate these guidelines or the overall spirit of this community.
